Are you Mutual fund
Investor?
You may be think that this question is as simple or silly but in
really it is very important question for your economic freedom and wealth
creation. First of all if your answer is YES then I want to congratulate to all
of you for participating in mutual fund schemes. Most of you are investing in
XYZ amount in a particular scheme suggested by a friend or an agent without any
target amount and also knowing without risk which is associated with your
schemes.
In general, I have observed many investors consider mutual fund
as share market investment only but this is not true. It also invests in debt
instrument and fixed term deposit investment also. Unfortunately in India most
of investor are not getting benefit from debt mutual fund also. People even do
not know in which schemes they should invest either in equity schemes or debt
schemes or hybrid schemes. They even do not bother to know about this and in
some cases agent have not much knowledge about mutual fund schemes.
Many investors often lament that they had lost a lot of money in
mutual fund which is suggested by someone else or randomly picked by
themselves. It is due to lack of awareness and lack of understanding about
mutual fund as a product.
In my view, mutual fund is the best investment option available
in the financial market for any investment time frame. Before start investing in
mutual fund you should decide your investment time horizon and target amount at
the end of investment period. There are different types of schemes available in
the market for different needs and investment horizon. You have to decide your
investment time frame first. Your investment period may be from 1 week 20 years
or even more years and accordingly you should invest in suitable schemes.
If you are not able to choose the right schemes or you don’t
have time please contact an IFA (Independent Financial Adviser). We also help
to the investor to choose the right mutual fund schemes. Believe me If you
invest in disciplined manner after knowing the product you will definitely
create a lot of wealth. There are many equity schemes which have generated
multiple times return in 10 year or 15 year time period.
If you have doubt about investment
product and want more information regarding investment or you need investment
services, feel free to ask us. We also conduct the seminar on investment and
financial planning. If you are interested for conducting seminar in your city,
just drop the mail.
Warm regards,
Arvind Trivedi
Certified Financial Planner
